It’s an unfortunate sign of the times as an increasing number of adult children, caught in the convergence of a sluggish economy, a slow job market, and tight lending, are turning to the Bank of Mom and Dad for financial help. And, as much as parents would do anything in their power to help their children in a time of need, most dread the day their child approaches them for a loan.

Demystifying Whole Life Premiums

by AMeen Estaiteyeh on
Critics of whole life insurance point to the higher premiums these plans require and the inflexibility of the payment schedule, however, when the structure and features of whole life insurance are fully understood, a fair-minded person would see that it offers affordability and flexibility along with unmatched long term security.

Zeroing in on Mutual Fund Expenses

by AMeen Estaiteyeh on
As investment options continue to expand and competition for investment dollars increase, the mutual fund industry is coming under increasing scrutiny for the expenses charged in many mutual funds.

Term Life Insurance and the Single Woman

by AMeen Estaiteyeh on
In practice, the question often arises as to why a single woman should own life insurance. Before answering it, it might be instructive to consider some demographics, especially as they have been trending in recent years.

The Daily Choices of Financial Freedom

by AMeen Estaiteyeh on
If given the choice, most people would choose financial freedom over financial servitude. Who doesn’t want to be financially independent, having your money work for you, as opposed to you working for your money?
When one thinks of a college graduation gift the things that come to mind is a new car, an overseas trip, a cash bonus, or maybe a new set of clothes for the job interview circuit. Whole life insurance doesn't usually make it on most people's list, however, it could just be the best gift college grads could receive. Why?

How to Reduce Life Insurance Costs

by AMeen Estaiteyeh on
With rates as low and competitive as they have ever been, it's as close to a "buyers" market in life insurance as we'll get. Still, in these cash-strapped times, curbing all costs and expenses is a priority for most people, and buying life insurance is no different.

Understanding Exchange-Traded Funds

by AMeen Estaiteyeh on

Thinking about where to invest your money can be overwhelming and confusing, especially for those who are unfamiliar with all options for investing. If you’d like to take advantage of the ease of stock trading with the diversification of mutual funds, exchange-traded funds (ETFs) can potentially...

How to Finance Your Dream Car

by AMeen Estaiteyeh on

Car ownership is necessary for many of us to get around, especially for those who live far from public transportation. While you may choose to drive something practical for your everyday commute, errands and travel, you probably have dreams of driving a car that’s fun, sporty and luxurious. Owning...