Avoiding the Biggest Life Insurance Mistakes

by Natalie Babik on

For anyone who has purchased life insurance, most would agree that it is one of the most critical financial moves they could make.  Yet, many people fail to give their life insurance purchase the meaningful consideration it requires. A life insurance purchase is for life, which means there are no “small” mistakes when purchasing it, only big, costly ones.

For some a car is simply a means of getting from point A to point B. For others it’s a status symbol. Cars are a hobby, a passion, for some and necessity for others, but whatever the level affinity toward automobiles there comes a time where just about everyone needs to start shopping for a new (or used) one. But, don’t run down to the local dealership just yet.

Unquestionably, disability insurance is more complicated than other forms of insurance. There are a lot of moving parts to understand in order to create the right kind of coverage, which may be one reason why many people are reluctant to look into it.

It is no secret that the typical American is working long hours with little respite compared to other countries with large economies. Full-time employees report an average work week of 47 hours and four out of 10 American workers say they work over 50 hours a week.

There is no getting around it—health insurance is complex and complicated. You have to have it and there is no one-size-fits-all solution. And, when your child is living with a special need it makes the whole process even more complicated. Finding in-network specialists, scheduling exams, and keeping track of copayments and deductibles can be exhausting.

Understanding Annuity Costs

by Natalie Babik on

There have been enough written and said about annuities to know that they do include certain costs that you wouldn’t ordinarily encounter with other types of investment products. Still, it is interesting that annuity critics try to illustrate cost disparities by comparing them with the other products.

Retirement Success

by Natalie Babik on

 

 

Retirement can invoke a mix of conflicting emotions from anticipation to fear, excitement to anxiety. It’s one of the biggest life changes we experience in our adult lives. Most of us anticipate and save for it for decades. But, going from receiving a paycheck for most of your adult life...

The Best Place to Buy Life Insurance

by Natalie Babik on

There are literally hundreds of life insurance providers that offer thousands of life insurance products through a myriad of distribution channels.

Helpful Life Insurance Advice You Can Use

by Natalie Babik on

Few consumer products are the object of a love/hate relationship as life insurance.  The thought of buying life insurance is not something that most physicians relish, yet, if it is done right, it can provide the greatest peace-of-mind a person can have. The key is to do it right.

Life Unexpected: Are You Prepared?

by Natalie Babik on

Life happens, and, when it does, it sometimes has a tendency to get in the way of the things we are trying do for ourselves and our families.